Pre-Employment Credit Report

Pre-Employment Credit Reports are provided by one of the three nationwide credit bureaus. These reports are valuable because they can offer insight into an applicant's reliability and a sense of their personal responsibility. Reports include derogatory credit information, public filings (bankruptcies, liens and judgments), account standing with creditors and previous address history.

Credit reports allow you to quickly verify and expand on information you receive from applicants. They reveal additional information that may require further review of the applicant and their history. And they provide credit information that would not be shared by applicants but may have an impact on job performance.

Please note that the following states currently prohibit the use of employment credit reports except in limited circumstances: Illinois, Hawaii, Maryland, Washington and Oregon.

For more information about Credit Reports, check out Credit Reports: A Window to the Soul?