New ruling on the FCRA

Jason Morris

The United States Supreme Court handed down a ruling today supporting two insurance companies on claims of a violation of the Fair Credit Reporting Act (FCRA).

The law requires insurance companies and
other businesses to notify customers who are charged more because
of their credit ratings.

In a unanimous decision, the justices said
Geico General Insurance Co. did not violate the law and that Safeco
might have, but did not do so recklessly.

The insurance industry said a decision
against it could have subjected companies to billions of dollars in
punitive damages for failing to notify customers.


This ruling has little or no impact on the background check and employment screening industry however there will be upcoming discussions on various definitions of terms.  Look for  related news in upcoming issues of our newsletter, The Verifier.

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Jason Morris

President & Chief Operating Officer at EmployeeScreenIQ
A veteran screening and risk management professional, Jason Morris founded EmployeeScreenIQ in 1999 and acts as the company’s chief operating officer and president. Morris is a frequent speaker delivering captivating, interactive discussions on background checks, global screening, recruitment and staffing. He educates audiences in best practice initiatives as they relate to organizational employment screening programs. Morris has been quoted in numerous business and industry publications including The Wall Street Journal,, USA Today, New York Times, among others. He is also a licensed private investigator in the states of Ohio, Illinois, New Jersey, Texas, Arizona and Nevada.
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