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The FACT Act requires each of the nationwide consumer reporting agencies (Experian, Equifax and Trans Union) to provide consumers with a free copy of their credit report as often as once every twelve months. A consumer can request their credit reports in one of three ways - online, by phone or by mail.
If you would like to request a free copy of your credit report from these organizations, please contact the centralized processing center at (877) 322-8228, or visit their website at www.annualcreditreport.com
Additionally, if employeescreenIQ™. has conducted a background check on you on behalf of one of our clients, you may request a free annual file disclosure pursuant to the Free Annual File Disclosure Rule, 16 C.F.R. Part 610, by calling (800) 235-3954 and selecting option 5, by submitting request online, or by sending a written request to employeescreenIQ™ at 24500 Chagrin Blvd., Cleveland, Ohio 44122. Consumers may check the status of this request by calling 1-(800) 235-3954.
employeescreenIQ™. does not maintain a database of all consumer credit reports. Your individual report WILL NOT be available through our system unless you have applied for a position of employment with one of our clients. Also note that depending on when the report was conducted, it may not accurately reflect your current credit status. Please note that all copies of these reports will be delivered by mail only.
For more information on the FACT Act, please visit http://www.ftc.gov/bcp/conline/edcams/credit/ycr_free_reports.htm.
Fact Act Disclosure - Frequently Asked Questions
How do I receive a free copy of my report?
In order to receive a free copy of your consumer report you must call the listed 800 number of fill out the form above. We can only provide you with a copy of your report if employeescreenIQ™. has conducted a background check on you on behalf of one of our clients.
How long will it take me to receive my copy?
Requests are handled on a daily basis so you should receive a copy in the mail in just a few short days.
Can you fax or email me a copy of my consumer report?
Consumer reports will ONLY be mailed.
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