Employers Access Credit Reports

We see so many articles these days slamming employers and grossly overstating the misuse of employment credit reports, so I was pleased to see a well-balanced, informative view about from a 30,000 ft. level of the process. See article below published in the Detroit Free Press.

It may not seem fair, but that company you're talking to about a new job can find out when you opened your Visa and Nordstrom charge accounts and whether you're keeping up with payments. Whether it's their business is up to you.
That kind of information is detailed in your credit report. Besides the date on which you opened what credit account, the balance you owe and how often you pay, it includes your full name, address, former addresses and names, date of birth and Social Security number and public records such as tax liens, judgments and bankruptcies.

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